There are two insurance plans:
INCLUDED
Standard Repair Coverage Insurance
- What does this policy cover?
- The free policy covers 60¢ per lb for each item in your inventory.
- What's the cost?
- FREE for all moving jobs booked on HireAHelper.com—even if you booked a labor-only mover for your loading or unloading help.
- Who's this for?
- If you are not moving high-priced items then Standard Repair Coverage Insurance might suffice.

Full-Value Replacement Coverage
- What does this policy cover?
- It covers the entire value of every item in your inventory.
- What's the cost?
- The cost of this policy is determined by the total price of your goods. Complete your inventory in step 2 to get an exact price.
- Who's this for?
- If you have larger, high-priced goods (like antique furniture or a 52" plasma TV) then you might want to spring for the extra coverage. This policy is completely handled by our insurance provider MoveInsure.
| INCLUDED Repair Coverage (60¢ per lb) |
UPGRADE Replacement Coverage (full value) |
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|---|---|---|---|---|---|
Coverage Comparison: |
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| Goods are covered while they are being professionally packed. (i) | ![]() |
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| Goods are covered while they are loaded/unloaded. (i) | ![]() |
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| Goods are covered while transported by your mover. (i) | ![]() |
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| Goods are covered while transported by a 3rd party motor carrier. (i) | ![]() |
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| Goods are covered while transported by you in a rental truck. (i) | ![]() |
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| Collision, Upset, Overturning, and Derailment | ![]() |
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| Burglary, Malicious Mischief, and Vandalism | ![]() |
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| Fire, Smoke, Natural Disasters, Flood, Hurricanes, Windstorm, Landslides | ![]() |
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| Riots, Civil Commotion, and Strikes | ![]() |
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| Free 90 Days Storage Coverage | ![]() |
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| Maximum coverage amount. (i) | $25k | $500k | |||
| Example Scenario: The movers drop your 50lb $1,500 plasma TV. | Up to $30 for repair (60¢ x 50lbs) |
Up to $1,500 for repair or replacement |
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| Example Scenario: The movers damage your 300lb $1,500 armoire. | Up to $180 for repair (60¢ x 300lbs) |
Up to $1,500 for repair or replacement |
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| Cost: | INCLUDED | Based on your inventory. $9 per $1000 of coverage. |
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